EMI

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  1. What is EMI? EMI (Equated Monthly Installment) is one of the payment methods of online shopping, only for the customers using any of the accepted Credit Cards on Pickaboo.com.* It allows customers to pay for their ordered products in easy equal monthly installments.*
  2. Can I avail EMI facility using Debit card/bKash/cash? You can avail EMI facility only with a credit card. Currently, we have EMI facility with a credit card of 25 banks. You will not be able to avail EMI facility without a credit card.
  3. What are the available banks? You can pay with EMI payment option using the Credit Card of any of the following banks:  
  4. What is the minimum amount to EMI facility? EMI facilities are only available for products which costs over BDT 5,000.
  5. What is convenience fee? A convenience fee is an amount you add to the purchase price. The customer pays this fee in return for being able to get EMI facility. Convenience fees are charged by businesses to cover the cost they pay to payment processing companies for when a customer pays by credit card.
  6. Can I avail EMI facility with low range products? You will be able to avail EMI facility if the grand total of your order is over BDT 5,000 but you will not get 0% EMI facility. You have to pay convenience fees. Inside Dhaka metro city you can avail card on delivery facility. For outside Dhaka, you have to make the full payment online (Using ...
  7. Can I avail EMI facility with multiple products? Yes, you can. The maximum offered tenure will be applicable for the whole order. If 0% EMI is not available with any of the items then you have to pay the convenience fee.
  8. My EMI form is showing 0% convenience fee then why you are charging from us? The bank does not charge the convenience fee directly from the customer. They charge the amount from the merchant. If we have any offer of 0% convenience then you will be able to get free EMI with no extra charge (as per offered tenure).
  9. What is the EMI activation process? The full amount of the order will be frozen from your Credit by Online Payment (or Card on Delivery, Only inside Dhaka). We will send the EMI form with your product or via email. You must Sign and Complete the EMI form and submit it at Pickaboo within 3 working days. Once Pickaboo receives ...
  10. How long it takes to activate the EMI? After receiving the EMI form we will forward it to our concern team to do further process and then they will submit the EMI form to the bank and the EMI will be activated within 10 working days from the submission date.

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